Interesting Article from the New York Post Careful how U use your social networks

As people socialize more and more online you would never think anyone would follow your twitter to ripp you off right? Well here is an interesting article from the new york posts that talks about this issue.

Click here to view why you should not twitter when your away from home.

Your profile on Facebook and Myspace and Twitter what you should know.

If you got any of these social networks you may want to watch what you say or post on your social network profile.

Larry Johnson a while back got fined for tweeting on twitter using an anti gay message which costed him some serious money.

Scam artists, collection agencies also use this avenue to find individuals personal information especially such sites as facebook and myspace.

The rule of thumb here is if you use these social networks for personal use place your profile on private.

You can even set your profile so it will not come out on the search engine from Facebook.  If this doesn't convince you then when applying for that 6 figure salary job cost you because of you placing a silly comment on your facebook or myspace.

Employees look for more information on a canidate so keep your profile private.

So when your on your facebook go to settings on the top hand and then click private settings. On your profile information you can click only for friends to view your information.

Be save on the socialnetworks and tweet responsibly.

Get Motivated Seminar and Wealth Magazine Investools

Yesterday I attended in San Antonio the Get Motivated seminar at the ATT center. Its basically gets some well known people such as Colin Powell, HP former vice president, and one of our very own San Antonio Spurs. They gave outstanding speeches and worth seeing. That being said they move onto another speaker which if your not really paying attention you think its a motivational speech but it turns into a sales pitch. The speaker I was referring to is a represenative from Wealth Magazine Investools. From time to time you will see an infomercial on them on the weekends or late at night.


There was this one guy who talked about investing strategies and went through Warren Buffetts methods of using the stock market to make money.  Good information at first but it smelled all to fishy when the presenter starts telling the audience you need a certain analytic tool to make wise decisions in the stock market. (You would think if all stock brokers had this tool the market would of not have crashed right)

Towards the end he tells everyone these tools are worth $3000 dollars.The presenter then tells his audience that he was able to talk investools to lower their price to 99 dollars for 2 days of training plus you get a dvd video of other training.
Now he tells you that the deal will only last during the presentation meaning it won't give you time to research the investment tools program to see weather the program is what worth purchasing.



Sounds good for the price but from what I have been reading there has been many disappointments with the program after the 2 days of the investment tools program. It seems more of more sales pressure to buy more and more training more tools so in those two days your really not learning anything but hype and more sales pitch.

If you don't believe me here are what other people are saying on this website.  After all the dreams of making the big money I was left wondering why so many people signed up without thinking about it and doing their research. I mean if you know how to do stocks then I'm sure this program is good for you but if your not I would not suggest this program unless you have the money to fork out.

Bottom line if your thinking of doing this as a business and have little to invest in then the program may not be for you. If you got money to blow on a 1000 to 4000 dollar program then go for it.

Its buy or beware.With that much money I would just open an account with sharebuilder and buy some index stocks and be done with it.

Here are what others have said about their experiences.
http://www.xomreviews.com/investools.com

http://blogs.artvoice.com/avdaily/2009/08/19/get-motivated-and-get-out/

Black Friday Scam prevention tip

A few more days before black Friday and you know everyone has some sort of plan on what to buy.

Lets talk about gift cards. You know the plastic card that has magic money you can used for that particular store. Word on the cyberstreet is when you used one of these cards at an automatic cash machine, some dishonest cash tellers are pocketing some of your earnings.

If your asking how do they do this. Follow me on this. Lets pick on Home Depot as an example.

Lets say you just bought yourself a cool looking hammer for 20 dollars and your gift card has a total of
50 dollars. So doing the math after taxes you have around 28 dollars left. So you go to this automated line
where you swipe your the hammer on the scanner. Click the method of payment and go through the ritual of
buying your product on this automachine. So now you finish and you get your reciept job complete right?

Did you really cover your corners? Well what a teller can do from his computer is override the transaction and get cashback. So the 28 dollars you though were sitting safely to be used for another day is no longer there.

So my holiday tip is save your reciepts after you pay for an item with a gift card. The last thing you need is to have an empty plastic card you can't use because some greedy teller decided to reward themselves with your money.

12 Scams of Christmas

If your a yahoo user then you may have seen this article called the 12 Scams of Christmas list.  If you haven't then you may want to check it out. Its an easy read and its the common and not so common online scams.

Now you know that Black Friday is just around the corner so here is a little holiday tip before you set off on your road trip if you happen to be traveling.

A friend of mine told me when she used her credit card to pay for her gas it went through all the proceedures but she did not wait until the screen cleared.  You may asked did she recieve a reciept? Yes she did so you think the transaction on her hard has ended right? With most gas pumps this is the norm but with Shell Gas stations its not so. So a rule of thumb is to wait until the beginning screen comes up again before leaving. This way if someone pulls up behind you they won't get free gas at your expense.

Stay tune for tomorrows Black Friday Scam prevention tip.

5 Facebook Scams

This is a must read if your a facebook user. You just got to wait or click the skip add button to get to the article. Worth a read. Many are the classic email scams now reinvented on facebook.

If your a big fan of widgets such as finding out who your secret crush is you may want to read this article.

http://www.networkworld.com/news/2009/022709-five-facebook-scams-protect-your.html?page=1