Chase ATM system not worth using

A few days ago my wife wanted to deposit some money into my Chase account at the ATM.

Chase bank has a new atm system where once you type in your pin you can then deposit

your cash by sliding the money into the machine. Seemed simple enough right? First time using

the system by the way. Well she told me the system asked her if she wanted a receipt and

luckily she did for my records. The next day I checked my account but the cash had not been

posted. I figured this was a little strange since what was deposited was cash so most if not all

banks post it right away or at least tell you on your online banking that the deposit is pending.

So I called Chase bank to inquire about the ATM deposit and can you believe they had no record

of a deposit in my account? Luckily we had the receipt that tells the Chase Claims the routing

number. Still they could not trace the deposit even with the receipt! Well after my bitching to

them I finally got my deposit within 15 mins after they "did further investigation'. What a load of

crap. It would of really sucked if I had not had the deposit slip. i would of been out 100 bucks.

Oh well lesson learned. Deposit in person and never use their ATM system to deposit. So much

for convenience.

Walmart Gift Card email scam

Seems like walmart is getting their name smothered all over the news again. Seems scammers are now targeting our email boxes with a age old technique of sending an email offer. The dead give away is the email ask for credit card information.

If you fall victim make sure you contact the federal trade commission and report your loss. Anytime any email asking for confidential information such as a credit card 99.9 percent its a scam.

Chase and TLG just for me scam - trilegiant

I was watching tv yesterday and on my local news about a lady who had not checked her Chase account. I'm assuming it was a Chase credit account because normally you will get third party offers if you opt in when you sign up. According to this lady she was charged around 59.99 for a third party service called TLG just for me which is a company run by trilegiant. According to the lady a misterious charge appeared on her bill but she was not able to determine what the charge was for. She did her research and so she fought back against Trilegiant and Chase. Luckly she got her money back and Chase and Trilegiant. I believe now there has been a class action suit for this type of third party offers.


Anyway it reminded me of an incident I had 2 years ago with ticket masters. My girl friend wanted to purchase tickets through ticket master so I went ahead and purchased them for her.
To make this short a monthly bill of 20 dollars were withdrawn from my account which I later found out it was a third party company billing me for coupons which I was never aware of.

The moral of this story is make sure you keep track of your credit card statements and your bank account statements as well. The last thing you want is a third party company billing you for a service you dont need. If you want coupons get the news paper or go online its free.

Anyway not to bash Chase but they need to be more careful how they solicit third party offers to their customers. The same goes for Ticketmasters when they offer promotionals.

Internet Explorer Browser article on security alert

According to an article that has been written by a yahoo editor, there is a security flaw within the IE browser. The browser allows a hacker to place code in a website which would infect your computer and allow the hacker to access any passwords you may type in. The hacker can do this with the security flaw within Internet Explorer.

The way this works is a program called a key logger will log any keys you type in when your using the Internet Explorer browser. Even more reason to switch to an alternative browser such as Chrome by google, Mozilla Fire Fox or Opera by Mac. My simple advice is to download a new browser.

Anyway dont take my word for it read the article here. Or google IE explorer security alert

More reason to switch to an alternative browser alert.

IE Defender pop up

This weekend I was a victim of the IE defender virus or spyware. If you googled it im sure your
here because your anti-virus did not pick it up as a virus.

I did find a solution to this meniceing pop up. I normally don't use Microsoft internet explorer but I had to use MS Explorer for an account I have on a particular site.

My solution was to restore my computer to an earlier time.

Its not a techy way to fix it but it gets the job done and it gets rid of the file.

I tried other methods but this seemed like the best way to go.

To get to the restore feature on Microsoft XP
accessories>system tools >system restore

Careful with gift cards

A few months ago a friend of mine had gotten a few gift cards for his birthday. When people think of gift cards you think of them as cash right? This Christmas season look at the back of the card before you purchase one of those shiny gift cards for a friend. As my friend found out one of his cards was losing value every month by 10 percent. Another card if not used within this year would not be valid.

Also if you kept up with this blog make sure you keep your reciept when you buy gift cards. Just remember tell your friends that the reciept is incase their is a problem with the card.

Gift cards are not a bad thing but merchants are banking that you dont use them or forget about them. I remember reading in consumer reports that 40 percent of gift cards go unused. If you think about it is practially giving the merchant free money without having to sell a thing. Now thats a scam lol.

So make sure if you get a gift card to use it because chances are if you hold on for it to long you will lose the value of your gift card